Choose Your Trailer Choose Your Payment

We Do Soft Pull Credit Checks.  Doesn't Affect Credit Score.

Requirements:

• Standard Loan Rates Starting at 8% for 2025.
• Credit Score of 625 or higher.  Accepting New Business Credit
• Best Rates Compared to Banks for Qualified Borrowers
• Financing for Trucks, Trailers & Most Heavy Equipment
• Down Payments Based Upon Credit
• No Down Payment / Up to 10% for Good Credit
• Challenged Credit Down Payment Up to 30%
• No Late Payments in the Last 24 Months
• No Tax Liens
• No Repossessions
• No Late or Default Child Support Payments

Give me a call so I can help complete the application over the phone.  (918) 600-8947

Many Americans know the importance of obtaining a high credit score, but few know how this number is configured. FICO will weigh five key categories when determining your score, with the importance of each category varying by the individual.  Generally, though, your FICO score is comprised of:

• Payment history (35%) — If you can make your monthly payments on a regular basis, your score will increase over time.
• Accounts owed (30%) — The amount of credit available to you is important, as well as the amount of money currently owed. Borrowers with a high ratio of debt to available credit will likely see lower scores.
• Length of credit history (15%) — Providing a long history of responsible credit payments helps to show lenders that you are more likely to continue being timely on all of your credit lines.
• New credit lines (15%) — Individuals who frequently open new lines of credit will see a dip in their FICO scores. It’s important to open new accounts, but be sure to spread out your plan to avoid looking like a risky borrower.
• Types of credit (10%) — Lenders like to see a healthy mix of credit types. Auto loans, student loans, home mortgages, credit cards, and more can build your portfolio and increase your credit score.

       IMPORTANT INFORMATION

• Your credit score is an important factor when applying for a semi-truck financing, and borrowers with good credit scores can expect lower loan fees and interest rates
• Most lenders require a down payment of up to 30 percent depending on your credit
• Consider both new and used trucks when financing a semi truck — new trucks offer warranties and better mileage, while used trucks may be cheaper and retain value better
• Financing offered by bank institutions & In House Financing.